MerchantFlow Pricing Plans Comparison
Compare MerchantFlow Starter ($49/mo), Pro ($89/mo), and Plus ($149/mo) plans, included features, seat limits, and Stripe vs Shopify billing differences.
MerchantFlow Pricing Plans Comparison
MerchantFlow pricing has three tiers - Starter, Pro, and Plus - so e-commerce operators only pay for the depth they need. Every tier ships the real-time blended P&L; Pro adds Flow AI and reporting; Plus adds the full financial OS, MCP server access, and white-label PDF reports for agencies.
MerchantFlow Plans and Pricing
| Plan | Monthly | Annual (effective monthly) | Annual total | Best for |
|---|---|---|---|---|
| Starter | $49/mo | $39.20/mo | $470.40/yr | Solo operators, under $500k GMV, 1 store |
| Pro (Most Popular) | $89/mo | $71.20/mo | $854.40/yr | Growing brands, $500k - $5M GMV |
| Plus | $149/mo | $119.20/mo | $1,430.40/yr | Serious operators, $5M+ GMV, agencies |
Annual billing is 20% off the monthly cost on every tier. Annual subscribers are charged the full year up front.
What Each Plan Includes
Starter - $49/mo
For solo Shopify or WooCommerce operators who need an accurate blended P&L without learning a new spreadsheet stack.
- Real-time blended P&L (revenue, COGS, ad spend, expenses, fees)
- Auto COGS sync from Shopify or WooCommerce
- Custom OPEX, CAPEX with amortisation, bank balance, burn rate
- All 4 ad platforms (Meta, Google, Snapchat, TikTok)
- GA4 traffic data
- Order-level profit and refund handling
- Bundle handling and tax rules
- Top product profitability and cohort analysis
- Daily email summary
- 30+ North Star KPIs (read-only)
Limits: 1 store, 1 user, 1,000 orders/mo, 90-day history, 48h email support.
Pro - $89/mo (Most Popular)
For brands between $500k and $5M GMV. Adds the Flow AI assistant, the full reporting suite, and the integrations agencies and finance teams expect.
Everything in Starter, plus:
- Flow AI assistant (CMO, Executive, Finance personas) - 500k tokens/month
- Google Search Console organic keyword data
- Google Merchant Center feed health and approval status
- Custom report builder
- Scheduled email reports (weekly)
- Anomaly alerts
- Configurable North Star KPIs (full edit)
- 3PL integration (e.g. Speedfulfill)
Limits: 1 store, 3 users, 5,000 orders/mo, 12-month history, 24h priority email support.
Plus - $149/mo
For $5M+ operators and agencies. The full financial OS plus AI access from your IDE or terminal.
Everything in Pro, plus:
- Flow AI assistant - 2M tokens/month
- MCP server access (Claude, Cursor, Windsurf, VS Code)
- Business Valuation (SDE-multiple, live)
- Product Viability calculator
- MCA / revenue-based funding tracking
- Unlimited scheduled reports (daily, weekly, monthly)
- White-label PDF reports for agencies
Limits: Up to 5 stores, 10 users, 25,000 orders/mo, unlimited history, 4h priority chat support, 60-min onboarding, quarterly review call.
Shared Capabilities (Every Plan)
Every plan, including Starter, includes:
- The full real-time blended P&L
- All four ad platforms (Meta, Google, Snapchat, TikTok)
- Auto COGS sync from Shopify and WooCommerce
- Order-level profit and refund handling
- The dashboard, reports library, and sync controls
- Team access controlled by workspace roles (within seat limits)
Tier upgrades unlock additional capabilities such as Flow AI, custom report scheduling, MCP access, and the financial OS modules - they do not change the underlying P&L engine.
How Billing Works by Provider
Web Workspaces (Stripe)
- Checkout runs through Stripe
- Verified email is required before checkout can be created
- Owners can later manage the subscription from MerchantFlow billing settings
- Plan upgrades and downgrades happen in place with Stripe prorations
Shopify App Store Installs
- Billing approval runs through Shopify
- The same tiered pricing applies
- Charges appear on your Shopify invoice
- Tier and cadence changes route through a fresh Shopify approval flow
How to Choose a Plan
| If you... | Pick |
|---|---|
| Are a solo operator under $500k GMV and want an accurate P&L without paying for AI | Starter |
| Have a marketing or finance team and want Flow AI and scheduled reports | Pro |
| Are a $5M+ brand, run an agency, or want MCP access and the full financial OS | Plus |
You can upgrade or downgrade at any time from Settings > Billing. See Upgrade or Downgrade for the proration details.
Frequently Asked Questions
How much does MerchantFlow cost per month?
MerchantFlow starts at $49/month on the Starter plan. Pro is $89/month and Plus is $149/month. Annual billing is 20% off, bringing the effective monthly costs down to $39.20, $71.20, and $119.20 respectively.
Does MerchantFlow charge per user or per seat?
Each tier includes a fixed number of seats - 1 on Starter, 3 on Pro, and 10 on Plus. There is no per-seat add-on at this time. Choose the tier whose seat count fits your team.
Can I switch between plans?
Yes. Stripe workspaces upgrade or downgrade in place from Settings > Billing, with Stripe handling the proration. Shopify workspaces create a new Shopify approval flow when changing tiers. See Upgrade or Downgrade.
Is there a discount for annual billing?
Yes. Annual billing is 20% off the monthly price on every tier, charged once a year.
Which plan includes Flow AI?
Pro includes Flow AI with a 500k-token monthly allowance. Plus raises that to 2 million tokens per month. Starter does not include Flow AI; upgrade to Pro to enable it.
Which plan includes the MCP server (Claude, Cursor, Windsurf, VS Code)?
Only Plus includes MCP server access. See the MCP Server guide.
How many stores can I connect on each plan?
Starter and Pro include 1 store each. Plus includes up to 5 stores. A multi-store add-on is on the roadmap and not currently sold separately.
Does MerchantFlow offer enterprise pricing?
Plus is the top published tier. For multi-brand portfolios, custom seat counts, or volume requirements outside the published limits, contact [email protected].
Related Pages
Last updated: April 30, 2026
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